PASMO SUICA: A Beginner’s Guide to Japan’s IC Cards

by BELONGING JAPAN
Tokyo Subway

If you’re new to Japan, getting a PASMO Suica card is one of the first things to do. These IC cards make travel around cities like Tokyo and Osaka much easier—you just tap and go, with no need to buy a ticket each time.

PASMO Suica cards are contactless smart cards used for trains, buses, and even shopping. They are available as physical cards and mobile apps.

Update (as of May 26, Monday):
Sales of unregistered PASMO and Suica IC cards resumed on March 1, 2024. They had been suspended since June 2022 due to a global semiconductor shortage, but the issue has now been resolved.

Table of Contents

Quick Overview of PASMO Suica Mobile Cards

Comparison of two apps with the 5 elements below.

CATEGORY PASMO SUICA
Issuing Company
Non-JP Lines, such as Tokyo Metro and Keikyu Electric Railway
JR East
Area
Most of places across Japan
Most of places across Japan
Initial Cost
None
None
Credit Card
Visa, Mastercard, JCB, American Express, Diners Club
Visa, Mastercard, JCB, American Express, Diners Club, View Card, JR Tokai Express Card
Additional Services
Vending machines, Convenience stores, Some restaurants, Car parking, Storage lockers
Vending machines, Convenience stores, Some restaurants, Car parking, Storage lockers

The information is based on PASMO and Suica’s official pages.

#1 Issuing company and Area to use

Despite being operated by different companies, it’s important to note that both PASMO and Suica cards are interoperable. This means that regardless of whether you have a PASMO or Suica card, you can use it on train lines and transportation services run by various operators across most of area in Japan. The convenience of this interoperability allows commuters to move seamlessly between different transit systems without the need for multiple cards, making them versatile choices for transportation in Japan.

#2 Initial Cost

Both Mobile PASMO and Suica come with the advantage of not having any registration or annual membership fees. Also not require any deposit, like the physical IC cards, which 500 yen deposit is required. This deposit serves as a deterrent against discarding the card and encourages users to return it if they no longer need it.

#3 Credit Card

When it comes to both Mobile PASMO and Suica, it’s important to be aware that only credit cards that support personal authentication services (3D Secure authentication) can be registered. These include Visa, Mastercard, JCB, American Express, and Diners Club. For Mobile Suica, there’s an additional option to use View Card and JR Tokai Express Card.

It’s crucial to note that within Apple Pay (Wallet), some Visa brands issued in Japan and Diners Club cards (excluding Mastercard) have specific limitations. These cards cannot be used for charging Mobile PASMO or purchasing commuter passes due to the specifications of Apple Pay.

Furthermore, it’s essential to understand that, in principle, credit cards, debit cards, prepaid cards issued overseas cannot be registered for use with Mobile PASMO and Suica.

#4 Additional Services

Both cards can be used for more than just transportation. You can use them for various purposes, including making purchases at vending machines, convenience stores, some restaurants, paying for car parking, and using storage lockers. Look for the sticker below to identify locations where these cards are accepted, making them convenient for a wide range of everyday transactions:

Sticker to identify locations where Pasmo and Suica are accepted

In conclusion, when it comes to their fundamental utility, these two apps show minimal differences. These IC cards play a pivotal role, not only in simplifying transportation but also in facilitating various cashless transactions, contributing significantly to Japan’s evolving cashless society.

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